Bridging Loans

Property Finance from 25,000 to £25 million
Our Bridging loans offer a cheap, fast and flexible method of property finance where funding is needed for up to 3 to 36 months. Funds can be arranged within days or in advance, giving you the flexibility you need.

No matter what the purpose of the loan, bridging offers a wide range of personal and business financial solutions from our full panel of lenders.

Bridging Loan Products

Refurbishment Loans
This product helps when a property doesn't currently meet Buy to Let criteria and the property needs either a light or full refurbishment. Maybe the property has been purchased from an auction and it's not in a "lettable" condition.

Development Finance
Property Development Finance will provide you with short term funding for Residential and Commercial property construction. From New Builds to Conversions we will arrange to fund the land purchase and thereafter the remainder will be released in pre-agreed stages.

Residential Bridging
We offer Residential Bridging on all types of residential property. The security can either be property you already own or intend to buy. We can finance the loan whether you live there or it is an investment property. We have funding lines available for all types of lending.

Commercial Bridging
We can offer commercial loans on all types of commercial property e.g. Offices, Shops, Warehouses, and Land etc... The security can be property you own already or which you intend to buy. We can also give you a Commercial Loan to give your business a cashflow injection for purchasing equipment or stock or even the VAT Bill in fact any reason whatsoever.

Second Charge Bridging
We offer Second Charge Bridges on all of the above products which means we can lend even if the borrower has an existing mortgage. We can even offer a Second Charge if the First Mortgage has arrears.

Cash Release Bridging
If you need access to the cash locked up in your property a fast bridging loan could be the answer. Our panel of lenders offer first second and third charge loans up to 80% LTV including non-status.

Credit Repair Bridging
Even if you have impaired credit we can still help, bridging finance can help clear all your bad credit and arrears to help rebuild your credit history.
Refinance Bridging
Perhaps you've just finished a new build or a block of flats and need money to start your next project? A bridging loan can allow you to quickly pull capital out of your existing property.

Auction Bridging
Often auction deals require buyers to purchase within 21 days of the sale and getting a standard mortgage is nearly impossible to arrange. A bridge loan can provide the necessary funds.

Land
We can lend on land with or without planning permission and even if you own some agricultural land we are happy to lend on this as well. Medium Term Loan - This term of this loan is up to 3 years and the security must be a Buy to Let property.

Key Features

• Bridging available with no proof of income
• All status profiles accepted, inc. CCJ's, defaults and arrears
• First and Second Charge Bridging
• Up to 36 month term
• Market leading rates
• Up to 80% Loan to Value in London
• Up to 75% Loan to Value throughout the UK
• Commercial Bridging Loans
• Development Finance
• Buy-to-Let Loans

Bridging Loans (which cover):

• Re-bridge finance
• Buy a property at auction
• Raise working capital - To cover temporary shortfalls in finance
• Lending behind Home Equity Plans
• Partnership Buyout
• Creditor Settlements
• Inheritance Tax resolution
• Marital buyout
• Serious credit and default problems
• Business development
• Serious credit and default problems
• Former Bankruptcy & Insolvency, including settlement of bankruptcy liabilities and IVA settlement


Commercial Force Limited is registered in England & Wales - Company Registration Number 5224613. Data protection number Z9696531. Commercial Force Limited is not regulated by the Financial Conduct Authority. All loans provided by Commercial Force Limited are non-regulated mortgage contracts, or non-regulated contracts under the Consumer Credit Act.

Your property may be at risk if you do not keep up repayments on any mortgage or loan secured on it.