Loans for Leasehold Businesses

Overview

Commercial Force arrange repayment loans from 24 to 60 months whereby the debt is totally discharged at the end of the term. All borrowers know that their loan will definitely be extinguished on payment of the final instalment of their 24, 36 or 60 month term, provided they service the debt properly by paying every scheduled monthly instalment on the due date.

Our funding partner have developed specifically for Applicants seeking to buy or refinance “going-concern” leasehold businesses. All of our loan products offer absolute clarity and we provide all borrowers with a unique Loan Repayment Chart which illustrates the monthly breakdown of capital and interest for every month of their loan. All loan facilities are subject to a satisfactory business valuation report to prove financial viability of the transaction. We will also require a satisfactory valuation report on any property offered as collateral security which must contain suitable equity therein

Loan Plans

Business Purchase

Maximum Business Loan granted is 50% of the purchase price of a business repayable over half the unexpired term of the lease or maximum 60 months. We only require a charge on the lease of the business as security in such transactions. We will consider funding up to 100% of the purchase price of a business if supported by suitable additional freehold security.

Purchase Additional Businesses(es)

Maximum Business Loan considered is 100% of the purchase price of the new business(es) repayable over maximum 60 months. Lender will require a first charge on the lease of the new business and a first charge on the lease of the existing business(es).

Business Refinance

Maximum Business Loan considered is 50% of current valuation of the business. Funds can be used to buy out a partner, discharge debts or refurbish the premises. All loans are repayable over half the unexpired term of the lease or maximum 60 months. We will require a first charge on the lease of the subject business. We may require suitable additional freehold security in some cases..

Early Settlement

The loan can be terminated at any time without incurring any exit penalties subject to the minimum payment of the first 12 months’ scheduled interest payable on the facility.

Fast Business Loans!

Loan range - £100,000 (min) - £2,000,000 (max)

 Restaurants
 Take Aways shops
 Gastros
 Brasseries
 Supermarkets
 Gyms
 Petrol Stations
 and most other retail businesses

Exclusive loans for existing leaseholders, who want to buy out a partner, repay a vendor’s loan, discharge a VAT debt, increase stock levels, refurbish the premises, replace trade equipment, working capital, buy another businesses or simply renew trade equipment...

Borrowing Terms

Our lender grant Repayment Loans from 24 to 60 months with fixed level-repayment instalments to provide borrowers with absolute stability for their future. Loans are based on a Capital and Interest structure and require payment of consecutive monthly instalments for the term of the loan. Loans are totally discharged upon payment of the final instalment. Rates range from 2.5% to 3.0 % per month which is charged on the reducing balance of the loan at the end of each calendar month.



Commercial Force Limited is registered in England & Wales - Company Registration Number 5224613. Data protection number Z9696531. Commercial Force Limited is not regulated by the Financial Conduct Authority. All loans provided by Commercial Force Limited are non-regulated mortgage contracts, or non-regulated contracts under the Consumer Credit Act.

Your property may be at risk if you do not keep up repayments on any mortgage or loan secured on it.